Tuesday – April 18, 2017

Block 1 & 2

WE KNOW:

The importance of saving and investments strategies to achieve financial goals to help finance post-secondary opportunities.

WE WILL UNDERSTAND:

Strategies used to establish, build, maintain, monitor, and control credit.

WE WILL BE ABLE TO:

  • Identify and explain when and why credit is used.
  • Identify the advantages and disadvantages of each type of credit.
  • Determine how one earns a good credit score and report.
  • Examine consumers’ legal rights and responsibilities when dealing with credit.

Objective 4:  Students will understand strategies used to establish, build, maintain, monitor and control credit.

Essential Understanding 

  1. Differentiate credit costs and terms to select the best credit.

Key Terms: Amortization, credit worthiness, grace period, APR, finance charge, identity theft, compare credit card costs and terms to select the best credit card.

Agenda:

  1. Complete Everfi – Credit Score
  2. Assign: Credit Report Worksheet – 1.4.2.A2
  3. Complete All Everfi ‘s Unit II
  4. Review Test
  5. Assign: reference-assignment

Block 3A

Unit 4:  Work:  Beginning the job, staying employed, and advancing

Objective 1:  Students will acquire workplace-readiness skills.

WE KNOW:

Students have to have self-marketing skills to be workplace ready.

WE WILL UNDERSTAND:

The changing workplace requires lifelong learning and acquisition of new skills.

WE WILL BE ABLE TO:

  • Identify rights and responsibilities of employers and employees. 

Key Terms: Social Networking, Jobs transferrable skills, Continuing education, Equity, Diversity, Ethics, Labor laws, Workplace norms, Soft Skills/ Hard skills; Positive Attitude

Agenda:

  1. Work Time on Multimedia Project

Thursday – April 13, 2017

Block 1 & 2

Unit 2 – WE KNOW:

The importance of saving and investments strategies to achieve financial goals to help finance post-secondary opportunities.

WE WILL UNDERSTAND:

Strategies used to establish, build, maintain, monitor, and control credit.

WE WILL BE ABLE TO:

  • Identify and explain when and why credit is used.
  • Identify the advantages and disadvantages of each type of credit.
  • Determine how one earns a good credit score and report
  • Examine consumers’ legal rights and responsibilities when dealing with credit.

Objective 4:  Students will understand strategies used to establish, build, maintain, monitor and control credit.

Essential Understanding 

  1. Understand individual credit score and report.

Key Terms: Credit rating, credit bureaus/reports; Ethics, secured and unsecured, truth-in-lending, fair credit reporting

Agenda:

  1. Discussion:  Credit Reports and Scores PowerPoint
    1. Note-Taking Guide: Link
  2. Review:  Isabella Langley Credit Report Case Study
    1. Story: 1-4-2-e1
    2. Credit Report: 1-4-2-e2
  3. Everfi – Credit Score

Block 3A

Unit 4:  Work:  Beginning the job, staying employed, and advancing

Objective 1:  Students will acquire workplace-readiness skills.

WE KNOW:

Students have to have self-marketing skills to be workplace ready.

WE WILL UNDERSTAND:

The changing workplace requires lifelong learning and acquisition of new skills.

WE WILL BE ABLE TO:

  • Identify rights and responsibilities of employers and employees. 

Key Terms: Social Networking, Jobs transferrable skills, Continuing education, Equity, Diversity, Ethics, Labor laws, Workplace norms, Soft Skills/ Hard skills; Positive Attitude

Agenda:

  1. Work Time on Multimedia Project

 

Wednesday – April 12, 2017

Block 1 & 2

WE KNOW:

The importance of saving and investments strategies to achieve financial goals to help finance post-secondary opportunities.

WE WILL UNDERSTAND:

Strategies used to establish, build, maintain, monitor, and control credit.

WE WILL BE ABLE TO:

  • Identify and explain when and why credit is used.
  • Identify the advantages and disadvantages of each type of credit.
  • Determine how one earns a good credit score and report
  • Examine consumers’ legal rights and responsibilities when dealing with credit.

Objective 4:  Students will understand strategies used to establish, build, maintain, monitor and control credit.

Essential Understanding 

  1. Identify the advantages and disadvantages of types and use of credit.

Key Terms: Credit, bankruptcy, sources of credit, types of credit; Credit rating, credit bureaus/reports

Agenda:

  1. Discussion:  Credit and Credit Cards PowerPoint
    1. Note-Taking Guide: understanding_credit_cards_note_taking_guide_2-6-3-l1
  2. Review: Understanding a Credit Card Statement
  3. Assign: Everfi – Payment Types
  4. Assign: Understanding Credit Cards Worksheet (page 23-24)
  5. Complete missing Everfi’s

Block 3A

Unit 4:  Work:  Beginning the job, staying employed, and advancing

Objective 1:  Students will acquire workplace-readiness skills.

WE KNOW:

Students have to have self-marketing skills to be workplace ready.

WE WILL UNDERSTAND:

The changing workplace requires lifelong learning and acquisition of new skills.

WE WILL BE ABLE TO:

  • Identify rights and responsibilities of employers and employees. 

Key Terms: Social Networking, Jobs transferrable skills, Continuing education, Equity, Diversity, Ethics, Labor laws, Workplace norms, Soft Skills/ Hard skills; Positive Attitude

Agenda:

  1. Choices & Consequences PowerPoint & Note-Taking Guide
  2. Work Time on Multimedia Project

 

Tuesday – April 11, 2017

Block 1 & 2

OBJECTIVES

WE KNOW:

The importance of saving and investments strategies to achieve financial goals to help finance post-secondary opportunities.

WE WILL UNDERSTAND:

Strategies used to establish, build, maintain, monitor, and control credit.

WE WILL BE ABLE TO:

  • Identify and explain when and why credit is used.
  • Identify the advantages and disadvantages of each type of credit.
  • Determine how one earns a good credit score and report
  • Examine consumers’ legal rights and responsibilities when dealing with credit.

Objective 4:  Students will understand strategies used to establish, build, maintain, monitor and control credit.

Essential Understanding 

4a. Identify and explain when and why credit is used and understand the C’s of credit.

Key Terms: Capital, collateral, character, capacity, conditions

Agenda:

  1. Everfi – Investing (45)
  2. Discussion:  Credit and Credit Cards PowerPoint
    1. Note-Taking Guide: understanding_credit_cards_note_taking_guide_2-6-3-l1
  3. Complete any missing Everfi’s or other missing assignments

Block 3A

Unit 4:  Work:  Beginning the job, staying employed, and advancing

Objective 1:  Students will acquire workplace-readiness skills.

WE KNOW:

Students have to have self-marketing skills to be workplace ready.

WE WILL UNDERSTAND:

The changing workplace requires lifelong learning and acquisition of new skills.

WE WILL BE ABLE TO:

Identify rights and responsibilities of employers and employees.

 Key Terms: Social Networking, Jobs transferrable skills, Continuing education, Equity, Diversity, Ethics, Labor laws, Workplace norms, Soft Skills/ Hard skills; Positive Attitude

Agenda:

  1. Discussion: How Full is you Bucket? – Employability Skills – How Full Is Your Bucket
  2. Fish Video
  3. Introduce Multimedia Project – Workplace Readiness Unit IV Multimedia Project

 

Monday – April 10, 2017

Block 1 & 2

Unit 2:  Prepare:  Career and Life Planning  

OBJECTIVES

WE KNOW:

The importance of researching and comparing financial aid options for ones’ post-secondary education and how to apply-qualify for them.

WE WILL UNDERSTAND:

How to evaluate saving and investments strategies to achieve financial goals.

WE WILL BE ABLE TO:

  • Distinguish between different saving and investing options.
  • Recognize the risk/reward relationship.
  • Determine the effect of time on investment.

Objective 3:  Students will evaluate savings and investment strategies to achieve financial goals.

Essential Understanding 

  1. Analyze which savings tools are appropriate for reaching different financial goals.
  2. Compare the characteristics of savings tools.

Key Terms: Certificate of deposit, checking account, depository institution; liquidity; money market deposit account, savings account savings tools, tiered interest rates

Agenda:

  1. Discussion: Investment Strategies
    1. Note-Taking Guide: investing-notetaking
    2. PowerPoint: SAVING & INVESTING
  2. Review Simple vs. Compound Interest
    1. Handout: interest-worksheet
  3. Assign:  Complete Everfi – Savings
  4. Savings Tools Worksheet

Block 3A

  1. Band Competition